Unique parametric cargo MGA platform driven by:
Algorithmic underwriting
Claim Automation
Digital funds management
Click to watch
our cargo product video
our cargo product video
When insurance operates more
efficiently, everyone wins.
efficiently, everyone wins.
We bring value across the entire insurance chain: increased efficiency, better user experience and topline performance metrics.
Insurance Carriers
Reduces expense ratio by:
>
50
%
Reinsurers & Underwriters
Improves loss ratio by:
>
5
%
3PL & Freight Forwarders
Speed up claim resolution by a factor of:
100
x
Welcome to the OTONOMI future!
A new infrastructure to close the protection gap by dropping costs.
Case study:
Air transportation disruption
Minute 0-15
1.
Independent delay detection
Minute 15-30
2.
Autonomous policy activation
Minute 30-45
3.
Direct automatic payment
Day 1-3
1.
Claim submission
Day 4-15
2.
Policy check
...
4.
Data entry
...
6.
Damage details
...
8.
Clause comparison
...
10.
Duration estimate
Day 15-45
11.
Review approval
...
13.
Payment
Our parametric products bring efficiencies & promote growth across multiple industries.
We bring value across the entire insurance chain: increased efficiency, better user experience and topline performance metrics.
Air Cargo
Our parametric air freight product is LIVE!
Compensation payments are settled in 45 minutes instead of 45 days!
Request Demo
More coming soon...
Ocean
Marine
Marine
Ground Transport
Weather & Climate
Technology
Insurers need
speed,
transparency,
& cost-effectiveness.
Claim Automation
Cost-efficient. Transparent. Fast.
Unify policies & claims under a single digital asset, & make resolution a fast, automated operation.
Automatic Detection
We replace the first notice of loss (FNOL) with parametric events, and make activation an independent and swift process.
Fraud Reduction
Our blockchain infrastructure powers transparent audit-tracking, reduces fraud and facilitates multi-agent management.
Fast & Frictionless Payments
Our escrow-account mechanics enable instant premium collection and effective loss reserve collateral management.
Learn More
1. Automatic event detection via blockchain oracle.
2. Automatic policy execution via blockchain smart contract.
3. Automatic proceed payout
via digital wallet integration
via digital wallet integration
Open APIs
Power Open Insurance
async searchTxn(custId, subscriptionId) {
____const params = getParams(searchTxn, custId, subscriptionId);
____return fetch(basePath + params.url, params.options).then((response) => {
________if (response.status >= X && response.status < Y) {
____________return response.json();
________} else {
____________throw response;
________}
____});
}
____const params = getParams(searchTxn, custId, subscriptionId);
____return fetch(basePath + params.url, params.options).then((response) => {
________if (response.status >= X && response.status < Y) {
____________return response.json();
________} else {
____________throw response;
________}
____});
}
We make it simple to onboard our "insurance-as-a-service" solutions.
Flexibility
API docs for customizable usage. Designed for developers.
Connectivity
Compatible with multiple digital wallets and analytics platforms.
Disintermediation
We enable policy distribution directly at PoS (Point-of-Sale) with simple-to-use APIs.
Read our API docs
Risk Management
Quantitative solutions inform better decisions.
Advanced data collection, modeling & analytics
Risk Solutions
Our scenario modeling facilitates risk transfer and allows you to more effectively manage what’s ahead.
Data Discovery
Our engineers source novel data, and apply state-of-the-art logic so you can stay on top of what's business-critical.
Predictive Pricing
Our machine learning algorithms deliver predictions and inform smarter decision-making.
Dynamic Risk Hedging
Products
Claim Manager
Sales Manager
All the information you need.
All in one place.
Automatically.
All in one place.
Automatically.
Our claim manager makes tracking your workflow effortless, and provides all necessary financial KPIs so your business stays under your control.
Request Demo
Coming Soon!
Partners
Insurance & Travel Partners
Business Network
Tech Partners
Team OTONOMI
We’ve tapped into 6 critical industries to assemble a core team of resolute go-getters. Together, we represent over 120 years of experience in finance, insurance, blockchain, web/UX design, marketing, and security. Our comprehensive combination of skills allows us to optimize policy execution, customize pricing and diversify risk to preserve client and partner capital.
Founders
Yann Barbarroux
CEO | Head of Analytics
Sebastien Henot
COO | Head of Digital Assets
Jeremy Sutton
CTO | Head of Engineering
Advisory Board
