With OTONOMI,
Cargo insurance = 3 Automatic Steps:
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1. Detection
Data-activated
API triggers powered by Chainlink
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2. Activation
Claim auto-adjudication
powered by blockchain
smart contracts
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3. Payment
Full integration of
state-of-the-art fintech
digital payments
Insurance this efficient means
Everyone wins.
OTONOMI operates on customer-centric principles: automated operations, algorithmic underwriting and process transparency.
Insurance Carriers
Reduce expense ratio:
>
75
%
Reinsurers & Underwriters
Improve loss ratio:
>
5
%
3PL & Freight Forwarders
Speed up claim resolution:
100
x
Insurance this effective means you're
Ready for the next global crisis.
The pandemic has fundamentally transformed the global supply chain. Disruptions in manufacturer operations and uncertainties in shipping lines, compounded by explosive growth in demand, have inflicted immense strain on the logistics and insurance sectors. Shipment delays and interruptions affecting 62 million metric tons of cargo have become the bane of the industry.
T=0hrs
Truck load of vaccines from CoVax
T+3hrs
Loaded onto aircraft at JFK
T+3:10hrs
Inclement weather
T+22hrs
Aircraft delayed in Istanbul
T+23hrs
Truck drivers wait 13 hours in port line
With OTONOMI, this scenario results in automatic compensation.
No questions asked.
Our parametric products bring operational & financial efficiencies across multiple industries.
Air Cargo
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Parametric Air Cargo is LIVE!
Transparent event triggers for delay & shipment interruption.
Same-day compensation settlements.
Dynamic pricing & algorithmic underwriting.
Flexible risk limits.
Ocean Marine
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Ground Transport
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Coming Soon!
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Weather & Climate
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Cyber Insurance
All goods & assets protected.
OTONOMI shield
Reefers
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Luxury Goods
Perishables
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Event Logistics
Parts
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Livestock
The OTONOMI Technology Triple-Stack
Insurers need
speed,
transparency,
& cost-effectiveness.
OTONOMI delivers
the technology that makes it possible.

Claim Auto-adjudication

Fast. Transparent. Cost-efficient.
Our smart-contract technology unlocks unparalleled speed and automation in the claim adjudication process.
Shipment delays and interruptions are now mitigated via our parametric platform. No questions asked.
Secure and independent event-triggers that detect supply chain disruption.
Automatic claim execution powered by blockchain smart contracts that mitigate fraud risk.
Lightning-fast proceed payouts via digital wallet integration.

Advanced Risk Management

Quantitative. Modular. Sophisticated.
Big data, algorithmic underwriting and advanced risk management.
Born of decades of experience in portfolio management, OTONOMI revolutionizes statistical underwriting and risk mitigation.
Manage what's ahead:
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Big Data
We collect billions of proprietary data in logistics, aviation and climate to build fast and secure data management infrastructure.
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Algorithmic Underwriting
Our statistical and machine learning algorithms unleash unseen quantitative underwriting dynamic pricing with loss ratio reduction >5%.
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Risk Management
Our risk management framework reduces adverse selection, increases portfolio diversification and promotes risk-asset identification.

Tech-enabled MGA platform.

Accessible. Flexible. Connected.
Through powerful API connections, our tech-enabled MGA platform facilitates fast & flexible onboarding to bridge protection gaps.
Upgrade your insurance value chain.
Digital Distribution
Insurance Distribution Broker
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Shipper / Logistics
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MGA Platform
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Claim Automation
Claim TPA
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Insurance Carrier
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Advanced Risk Management
Reinsurer
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Technology Infrastructure
Products
Shippers
& Logistics
Insurance
Brokers
Insurance
Carriers / TPAs
Reinsurers
Shippers & Logistics
When shipping time-sensitive assets, you need simple, reliable and low-touch insurance.
→ 
Contact Us
Insurance Brokers
Current cargo-coverage plans are all the same. Be the distributor of novel products with great margins.
→ 
Contact Us
Insurance Carriers / TPAs
Traditional marine insurance is complex to administer and costly to adjudicate. OTONOMI breaks that mold.
→ 
Contact Us
Reinsurers
Say goodbye to unpredictable tail risk. Our parametric products are short-tailed and outperform the industry benchmarks.
→ 
Contact Us
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Reinsurers
Say goodbye to unpredictable tail risk. Our parametric products are short-tailed and outperform the industry benchmarks.
Our parametric cargo products offer attractive loss ratios and outstanding risk management capabilities.
• Unparalleled loss ratios.
• Advanced risk diversification.
Contact Us
Carriers photo
Insurance Carriers / TPAs
Traditional marine insurance is complex to administer and costly to adjudicate. OTONOMI breaks that mold.
Our claim manager makes tracking your workflow effortless and results in extremely low expense ratios.
• Automatic claim resolution
• 75% Cost reduction
Contact Us
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Insurance Brokers
Current cargo-coverage plans are all the same.
Our parametric cargo policies not only offer you a market differentiator, but are easy to onboard and offer competitive margins.
• Product novelty.
• Improved economics.
Contact Us
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Shippers & Logistics
When shipping time-sensitive assets, you need simple, reliable and low-touch insurance.
Our parametric cargo policies make shipping insurance transparent and automatic. Insure your shipments easily with one click on your freight scheduling page. Pricing is flexible and payments settle same-day without ever filing a claim. No questions asked.
• One-click subscription
• Flexible pricing
• Same-day payments
• No claims to submit
Contact Us
Live Air Cargo Delay Index (US)
OTO-USA-1 (NASDAQ) is the first-ever US air cargo delay index. Backed by smart contracts, the index is constructed based on 12-hour air freight delay insurance policies for the 100 largest US airports. We’ve incorporated decades of historical data points in logistics, climate and other risk factors. Policies are modeled using algorithmically underwritten autonomous policies operated on a distributed ledger.

Our index is an official risk contributor in the NASDAQ Global Index Data Services platform.

Our oracle services are provided by Chainlink.

Our aviation data are provided by OAG.

Partners
Awards
Plug and Play award
Plug and Play Winter 2021 Insurtech Batch 11.
Insurtech award
2021 winner of Hartford Insurtech Challenge.
Accord award
2021 runner up of the Acord Insurtech Challenge
ERA award
2021 ERA winter cohort, insurtech nominee.