Transformative insurance
for an industry in motion.

Our blockchain-powered Parametric MGA Platform provides:

Algorithmic underwriting

Claims automation

Digital funds management

With OTONOMI,

Cargo insurance = 3 Automatic Steps:

1. Detection

Data-activated
API triggers powered by Chainlink

2. Activation

Claim auto-adjudication
powered by blockchain
smart contracts

3. Payment

Full integration of
state-of-the-art fintech
digital payments

Insurance this efficient means

Everyone wins.

OTONOMI operates on customer-centric principles: automated operations, algorithmic underwriting and process transparency.

Insurance Carriers

Reduce expense ratio:

Reinsurers & Underwriters

Improve loss ratio:

3PL & Freight Forwarders

Speed up claim resolution:

100

Insurance this effective means you're

Ready for the next global crisis.

The pandemic has fundamentally transformed the global supply chain. Disruptions in manufacturer operations and uncertainties in shipping lines, compounded by explosive growth in demand, have inflicted immense strain on the logistics and insurance sectors. Shipment delays and interruptions affecting 62 million metric tons of cargo have become the bane of the industry.

T=0hrs
Truck load of vaccines from CoVax

T+3hrs
Loaded onto aircraft at JFK

T+3:10hrs
Inclement weather

T+22hrs
Aircraft delayed in Istanbul

T+23hrs
Truck drivers wait 13 hours in port line

With OTONOMI, this scenario results in automatic compensation, only in a few clicks.

Our parametric products bring operational & financial efficiencies across multiple industries.

Air Cargo

Parametric Air Cargo technology is LIVE!

• Transparent event triggers for delay & shipment interruption.
• Fast compensation settlements.
• Dynamic pricing & algorithmic underwriting.
• Flexible risk limits.

Ocean Marine

Ground Transport

Coming Soon!

Weather & Climate

Cyber Insurance

Delays for goods & assets protected including, but not limited to (assets exclusions may apply):

Reefers

Luxury Goods

Perishables

Event Logistics

Parts

Livestock

The OTONOMI Technology Triple-Stack

Insurers need

speed,

transparency,

& cost-effectiveness.

OTONOMI delivers
the technology that makes it possible.

Claim Auto-adjudication

Fast. Transparent. Cost-efficient.

Our smart-contract technology unlocks unparalleled speed and automation in the claim adjudication process.

Shipment delays and interruptions are now protected via our parametric platform.

Secure and independent event-triggers that detect supply chain disruption.

Automatic claim execution powered by blockchain smart contracts that mitigate fraud risk.

Lightning-fast proceed payouts via digital wallet integration, operated in Web3.

Advanced Risk Management

Quantitative. Modular. Sophisticated.

Big data, algorithmic underwriting and advanced risk management.

Born of decades of experience in portfolio management, OTONOMI revolutionizes statistical underwriting and risk mitigation.

Manage what's ahead:

Big Data

We collect billions of proprietary data in logistics, aviation and climate to build fast and secure data management infrastructure.

Algorithmic Underwriting

Our statistical and machine learning algorithms unleash unseen quantitative underwriting dynamic pricing with loss ratio reduction >5%.

Risk Management

Our risk management framework reduces adverse selection, increases portfolio diversification and promotes risk-asset identification.

Tech-enabled MGA platform.

Accessible. Flexible. Connected.

Through powerful API connections, our tech-enabled MGA platform facilitates fast & flexible onboarding to bridge protection gaps.

Upgrade your insurance value chain.

Digital Distribution

Insurance Distribution Broker

Shipper / Logistics

MGA Platform

Claim Automation

Claim TPA

Insurance Carrier

Advanced Risk Management

Reinsurer

Technology Infrastructure

Products

Shippers
& Logistics

Insurance
Brokers

Insurance
Carriers / TPAs

Reinsurers

Shippers & Logistics

When shipping time-sensitive assets, you need simple, reliable and low-touch insurance.

→

Insurance Brokers

Current cargo-coverage plans are all the same. Be the distributor of novel products with great margins.

→

Insurance Carriers / TPAs

Traditional marine insurance is complex to administer and costly to adjudicate. OTONOMI breaks that mold.

→

Reinsurers

Say goodbye to unpredictable tail risk. Our parametric products are short-tailed and outperform the industry benchmarks.

→

Reinsurers

Say goodbye to unpredictable tail risk. Our parametric products are short-tailed and outperform the industry benchmarks.

Our parametric cargo products offer attractive loss ratios and outstanding risk management capabilities.

• Unparalleled loss ratios.
• Advanced risk diversification.

Insurance Carriers / TPAs

Traditional marine insurance is complex to administer and costly to adjudicate. OTONOMI breaks that mold.

Our claim manager makes tracking your workflow effortless and results in extremely low expense ratios.

• Automatic claim resolution
• 75% Cost reduction

Insurance Brokers

Current cargo-coverage plans are all the same.

Our parametric cargo policies not only offer you a market differentiator, but are easy to onboard and offer competitive margins.

• Product novelty.
• Improved economics.

Shippers & Logistics

When shipping time-sensitive assets, you need simple, reliable and low-touch insurance.

Our parametric policies make shipping insurance transparent and automatic. Insure your shipments easily in a few clicks on your freight scheduling page, provided by our insurance brokers partners. Pricing is flexible and payments settle effortlessly without ever filing a claim.

• Subscription in a few clicks
• Flexible pricing

• Fast payments
• No claims to submit

Live Air Cargo Delay Index (US)

OTO-USA-1 (Nasdaq) is the first-ever US air cargo delay index. Backed by smart contracts, the index is constructed based on 12-hour air freight delay insurance policies for the 100 largest US airports. We’ve incorporated decades of historical data points in logistics, climate and other risk factors. Policies are modeled using algorithmically underwritten autonomous policies operated on a distributed ledger.